insuring my lancer

[Mickyj63]

Just getting some quotes this year seems the worse
Alianz through my bank and an insurance broker are 500 bucks diff
Youi claims to be the cheapest while cheaper than alianz through my bank its reason why my premium is so dear a month get this .
You Lancer would be a car we rate as being stolen the most
my current insurer currently would be 708 a year 59 a month
Youi is 109 a month both with windscreen replacement and hire car
Alianz being the dearest at 1700 bucks a year


Lets remember I'm 52 havent had an accident in 5 years that was my fault . Lancer has never been in one .
SGIC includes my son who the day before turns 27
the search continues never thought my 2011 car would be so hard

[Lancer1993]

Insurance is one are its good to be in the over 40 category
Had a few minor claims for a busted rear window in my old coupe and water damage some 10 years ago but no accidents or theft. Car is garaged most nights also helps.

AAMI is mine and it set me back just $585 last year with one free windscreen a year.

My CJ is a 2009 VRX and surprisingly my now 1993 coupe was not a lot cheaper to insure.

[Mickyj63]

Insurance is one are its good to be in the over 40 category Had a few minor claims for a busted rear window in my old coupe and water damage some 10 years ago but no accidents or theft. Car is garaged most nights also helps. AAMI is mine and it set me back just $585 last year with one free windscreen a year. My CJ is a 2009 VRX and surprisingly my now 1993 coupe was not a lot cheaper to insure.

Insurance is one are its good to be in the over 40 category Had a few minor claims for a busted rear window in my old coupe and water damage some 10 years ago but no accidents or theft. Car is garaged most nights also helps. AAMI is mine and it set me back just $585 last year with one free windscreen a year. My CJ is a 2009 VRX and surprisingly my now 1993 coupe was not a lot cheaper to insure.

must be me AMMI was over 900 bucks lol

[Mickyj63]

I should say my carport is locked up so car is locked in .
At work from 6.30 am until 3 behind a locked gate Youi said your car is likely to be stolen .
Is it my suburb
My last accident in 2011 was not my fault
I'm over 50 i drive like an oldie lol
And the companies that said 20 or 15 percent off online were even dearer
So SGIC is 708 with hire car and new windscreen at 14 gran replacemnt

[Mickyj63]

Budget direct just call me your online quote .
How much were you again over 800 bucks with out windscreen and hire car
SGIC just over 700 with windscreen and hire car
RAA 630 gotta check about windscreen and hire car

That last accident showed me the value of a hire car

[darren1011]

You might try the compare site on the web, I used it to get my Insurance thru Coles, 247 a year, no hire car or whatever, but I'm 54, so would be about the same

[Mickyj63]

You might try the compare site on the web, I used it to get my Insurance thru Coles, 247 a year, no hire car or whatever, but Im 54, so would be about the same

Cheers Darren tried two compare sites prices range from 800 to 1200
Not sure if its where i live or my SX is made from gold lol
Sgic is chaepest with windscreen and hire car at 708
Will go look at coles think they were 800 or 900 on one site

[Mickyj63]

just tried Coles were 514 until i added in another driver 1200 discounted to 900 and something lol without windscreen

[Lancer1993]

No Hire Car on my insurance which is not an issue at home as I have access to a 2nd car that is running (not the coupe) but it could be valuable on holiday or a road trip.

I'm the only driver named on my insurance.

So is this thread for the older guys here? Would like to hear from the younger guys, especially those on P plates or with a RA/EVO?

[Mickyj63]

Yeah before everyone says public transport .
My guess it would two buses and maybe a couple of hours to get to my work .Biggest issue with PT is i start at 6.30 am and no way could i get two buses from Richmond to Hendon in time lol

[Lancer1993]

Think that's the case with many but I've no need for public transport, never really used it as I've always had a car or lived in an area with no real coverage.

Even when at school it was easier to ride than take a bus, even if my school was not the closest one around.

Can't remember the last time I took a bus or train, took a Sydney ferry many years ago mainly because for traffic and parking in the city when I was visiting.

[RacerX]

$500-700 a year seems like a dream
Im paying like $2.2K per year for my Ralliart, would probably be beacsue im a p plater but damn its expensive!

[Mickyj63]

Interesting thought perhaps ive never considered my lancer a sports car and the insurance company does

[Lancer1993]

I wouldn't consider the FWD Lancer a sports car, it's ranker as a small for my insurance. The RA or EVO now thats a different story.

[RacerX]

Definitely have to say though buying a regular lancer and insuring it wouldn't be much cheaper still cost like $1.9K per year for insurance, with bungle all this mind you, anything else for p platers are looking at like 2.5k plus